Buyer research · Fintech

Fintech software development companies

Fintech software development companies, as listed here, are engineering firms whose own public project pages show financial-product work, such as lending, banking, payments or trading. This list compares public evidence and does not rank them.

Firms that list fintech or banking work
941
With a portfolio entry that looks like fintech work
148
With a project page confirmed by us
81
Companies on our shortlist
20

How we counted

Compiled and reviewed by Peter Korpak · Listings last reviewed · Evidence captured to · How companies are included

Which fintech software development companies should you consider?

Start with the 20 companies below. Each links to public pages showing its fintech work, 50 project pages and 1 portfolio index in all, covering payments and cards; investment and trading software; lending and loan management; and 6 other types of work. We publish a full count for 11 of these 20 portfolios: 5% to 78% fintech work.

All 20 at a glance
Most common, at 9 of 20 companies: payments and cards A square is at least one listed project page of that type, and a number means more than one. Select a column heading to filter the list.
All 20 companies, A to Z, against the types of work their listed project pages show
Company
AccelOne None None None None None
Ancient None None None None None None None
AppVerticals None None None None None None None None
Arcanys None None None None None None None None
BN Digital None None None None None None
Caxy Consulting None None None None None None None None
Closeloop Technologies None None None None None None None None
Computools None None 2 None None None None
DICEUS None None None None 2 None None None
I-Verve None None None None None 2 None
Luby 2 None None None None None None
Magnise None 2 None None None None None None 2
Metasite None None None None None None
MojoTech None None None None None
Pragma None None None 2 None None None None
SCALO None 2 None None None None
ScienceSoft None None 2 None None None None None
Skillian None None None 2 None None None None
Synetec None None None None None None None
thoughtbot None None None None None None
2 of the 11 portfolios we counted in full are mostly fintech work Each dot is one company: across, the public projects on its portfolio (log scale); up, the share of them that are fintech work. Companies on the same dashed curve have the same number of fintech projects: 5, 10, 20 and 30.
2 of the 11 portfolios we counted in full are mostly fintech work 2 of the 11 portfolios we counted in full are mostly fintech work. AccelOne: 4 of 28 public projects are fintech work (14%); AppVerticals: 2 of 42 public projects are fintech work (5%); Computools: 13 of 101 public projects are fintech work (13%); Luby: 15 of 41 public projects are fintech work (37%); Magnise: 3 of 9 public projects are fintech work (33%); Metasite: 18 of 24 public projects are fintech work (75%); MojoTech: 4 of 20 public projects are fintech work (20%); Pragma: 12 of 31 public projects are fintech work (39%); SCALO: 22 of 56 public projects are fintech work (39%); Skillian: 7 of 9 public projects are fintech work (78%); thoughtbot: 5 of 75 public projects are fintech work (7%).

Not on the map, because no whole-portfolio count is published for them (9): Ancient, Arcanys, BN Digital, Caxy Consulting, Closeloop Technologies, DICEUS, I-Verve, ScienceSoft, Synetec.

See all 20 in one table
All 20 companies, A to Z, with headquarters, delivery locations, the counted share of public projects, case studies read, the most-named standards or methods, and project pages
CompanyHQDeliveryFintech share of portfolioCase studies readMost-named standardsProject pages
AccelOne Kirkland, US United States, Argentina 4 of 28 (14%) 4 read, 3 say live None named 3 project pages
Ancient Austin, US United States, Mexico Not shown Not shown Not shown 2 project pages
AppVerticals Dallas, US United States 2 of 42 (5%) Not shown Not shown 1 project page
Arcanys Cebu City, PH Philippines Not shown Not shown Not shown 1 project page
BN Digital Los Angeles, US United States, United Kingdom Not shown Not shown Not shown 3 project pages
Caxy Consulting Chicago, US United States Not shown Not shown Not shown 1 project page
Closeloop Technologies Mountain View, California, US United States, India Not shown Not shown Not shown 1 project page
Computools New York City, US United States, Poland, Ukraine, United Kingdom 13 of 101 (13%) 13 read, 9 say live KYC in 3 case studies, DORA in 2, SOC 2 in 2 3 project pages
DICEUS Wilmington, Delaware, US Poland Not shown Not shown Not shown 3 project pages
I-Verve Edison, US United States Not shown Not shown Not shown 3 project pages
Luby São Paulo, BR Brazil 15 of 41 (37%) 15 read, 8 say live KYC in 4 case studies, AML in 3 4 project pages
Magnise Den Haag, NL Netherlands, Germany, Ukraine 3 of 9 (33%) 3 read, 1 says live AML in 1 case study, KYC in 1 3 project pages
Metasite Vilnius, LT Not published 18 of 24 (75%) 15 read, 5 say live None named 3 project pages
MojoTech Providence, US United States 4 of 20 (20%) 4 read, 2 say live KYC in 1 case study 4 project pages
Pragma Not published Not published 12 of 31 (39%) 12 read, 5 say live None named 3 project pages
SCALO Wroclaw, PL Poland 22 of 56 (39%) 15 read, 4 say live KYC in 1 case study 4 project pages
ScienceSoft McKinney, Texas, US United States Not shown Not shown Not shown 3 project pages
Skillian Glendale, US United States, Armenia 7 of 9 (78%) 7 read KYC in 2 case studies, PCI DSS in 1 3 project pages
Synetec London, GB United Kingdom Not shown Not shown Not shown 1 project page
thoughtbot Boston, US United States, Remote 5 of 75 (7%) 5 read, 2 say live None named 1 project page and 1 portfolio index

Who has built the kind of financial product you need?

Look up the type of work closest to your project below. Of the 20 companies on this fintech list, the most common types include payments and cards (9 companies); investment and trading software (7); lending and loan management (6); and mobile and online banking (6).

Payments and cards

Show or hide the companies for Payments and cards

Nine of the 20 companies on this fintech list have a public project in payments and cards.

  • Ancient: a card-issuance mobile app for Pomelo
  • Computools: online banking and Visa card integration
  • I-Verve: payment platform modernization with machine-learning fraud scoring
  • Luby: a payments gateway for a betting e-wallet and a cross-border Pix payments gateway
  • Metasite: instant SEPA payments for Verse Payments
  • MojoTech: a commission reporting tool for Fiserv
  • SCALO: a round-up donation platform backend for Change Donations
  • Skillian: an Adyen integration for The Mr. Wolfe Group
  • thoughtbot: a bill payment app rewrite for Neon

Investment and trading software

Show or hide the companies for Investment and trading software

Seven of the 20 companies on this fintech list have a public project in investment and trading software.

  • Arcanys: front-end development for an investor-manager matching app
  • BN Digital: a pre-launch trading app for first-time investors
  • Magnise: a cloud forex and stock trading platform, and a blockchain trading platform for Fintatech
  • Metasite: a portfolio benchmarking service for advisors
  • MojoTech: an advisor benchmarking and matching tool for Barron's
  • SCALO: low-latency trading APIs for a broker
  • Synetec: legacy system modernization for an investment manager

Lending and loan management

Show or hide the companies for Lending and loan management

Six of the 20 companies on this fintech list have a public project in lending and loan management.

  • AccelOne: a DeFi lending platform
  • Closeloop Technologies: a loan management platform for Home Run Financing
  • Luby: a buy-now-pay-later credit platform
  • SCALO: a real-time credit risk assessment service
  • ScienceSoft: a loan verification voice agent and loan management software, both for Atlas Credit
  • thoughtbot: a lending-platform modernization, portfolio index only

Mobile and online banking

Show or hide the companies for Mobile and online banking

Six of the 20 companies on this fintech list have a public project in mobile and online banking.

  • Ancient: digital banking and a wallet for Grupo Salinas
  • AppVerticals: a credit union mobile banking rebuild
  • Computools: online banking and Visa card integration, and a mobile banking app for Moblet
  • Luby: digital banking for a US community bank
  • MojoTech: work on the MoneyLion mobile banking app
  • Pragma: a business banking app for BHD León and work on the Nequi digital bank app

Risk, compliance and data governance

Show or hide the companies for Risk, compliance and data governance

Six of the 20 companies on this fintech list have a public project in risk, compliance and data governance.

  • BN Digital: a European regulatory compliance monitoring engine
  • Computools: backend for a fraud and KYC platform
  • DICEUS: a cloud data governance framework for a bank and robotic process automation for anti-money laundering
  • I-Verve: payment platform modernization with machine-learning fraud scoring
  • SCALO: a real-time credit risk assessment service and a fraud screening module for bank transfers
  • Skillian: fraud and risk management tools, and a fraud alerting pipeline for RiskRelay

Document and back-office systems

Show or hide the companies for Document and back-office systems

Five of the 20 companies on this fintech list have a public project in document and back-office systems.

  • AccelOne: a transaction reconciliation engine for Xapo
  • BN Digital: UX, UI and front-end for an accounting platform
  • DICEUS: robotic process automation for bank payroll
  • Pragma: a Salesforce AI agent for retirement benefit inquiries
  • ScienceSoft: a document management system for an investment firm

Personal finance and financial wellness

Show or hide the companies for Personal finance and financial wellness

Four of the 20 companies on this fintech list have a public project in personal finance and financial wellness.

  • AccelOne: a credit repair platform MVP
  • Caxy Consulting: a financial wellness SaaS for Best Money Moves
  • Metasite: a white-label pension self-service platform for WTW
  • MojoTech: front-end and tax tool work for Credit Karma

Legacy system modernization

Show or hide the companies for Legacy system modernization

Three of the 20 companies on this fintech list have a public project in legacy system modernization.

  • I-Verve: an accounting platform migration with AI features and a trading platform migration to AWS
  • Synetec: legacy system modernization for an investment manager
  • thoughtbot: a lending-platform modernization, portfolio index only

Crypto and blockchain

Show or hide the companies for Crypto and blockchain

Two of the 20 companies on this fintech list have a public project in crypto and blockchain.

  • AccelOne: a DeFi lending platform
  • Magnise: an open-source crypto wallet proof of concept and a blockchain trading platform for Fintatech

Which of these fintech companies' case studies name PCI DSS, KYC or AML?

Show or hide the companies

Six of the 10 companies whose fintech case studies we read name PCI DSS, KYC or AML in at least one case study.

  • Computools: PCI DSS in 1 case study, KYC in 3, AML in 1
  • Luby: KYC in 4 case studies, AML in 3
  • Magnise: KYC in 1 case study, AML in 1
  • MojoTech: KYC in 1 case study
  • SCALO: KYC in 1 case study
  • Skillian: PCI DSS in 1 case study, KYC in 2

We read case studies for 10 of the 20 companies on this list, so the other 10 are not covered here. Naming PCI DSS, KYC or AML in a case study does not show that the company meets them. Ask each company which of those responsibilities it would carry on your project, and for a reference. In a random sample of 298 fintech case studies from 200 software firms, 3% name PCI DSS and 7% name KYC or AML.

Where do these companies deliver from?

12 of the 20 companies on this fintech list publish an office or delivery location in the United States. Other locations published most often are Poland (3), the United Kingdom (3) and Ukraine (2). 8 of the 20 publish more than one location.

Central and Eastern Europe

Show or hide the companies for Central and Eastern Europe

Five of the 20 companies on this fintech list deliver from Central and Eastern Europe.

For a US buyer this is offshore work, with a working day several hours ahead of US time zones, so agree overlap hours.

Western and Northern Europe

Show or hide the companies for Western and Northern Europe

Four of the 20 companies on this fintech list deliver from Western and Northern Europe.

For a US buyer this is offshore work, with a working day several hours ahead of US time zones, so agree overlap hours.

Latin America

Show or hide the companies for Latin America

Three of the 20 companies on this fintech list deliver from Latin America.

For a US buyer this is nearshore work, in time zones close to US hours.

Asia

Show or hide the companies for Asia

Two of the 20 companies on this fintech list deliver from Asia.

For a US buyer this is offshore work, with working hours far from US ones, so ask which hours the team keeps in common with yours.

What has each company published about its fintech work?

Each profile links the public pages that show the company's fintech work, with the date we captured each one, and says where the company may fit and what to check before hiring it. The 20 profiles run A to Z. Search or filter to narrow them.

AccelOne

HQ
Kirkland, US
Delivery
United States, Argentina
Fintech share of portfolio
14% 4 of 28 public projects, counted on its portfolio, Nov 6, 2026
Case studies read
4 3 say the product is live

Nearshore engineering firm with public fintech work on a DeFi digital lending platform built on AWS, Node.js, and React with periodic security testing.

3 project pages

  1. Building a DeFi Digital Lending Platform

    Decentralized finance digital lending platform built on AWS, Node.js, and React

    Project page · captured · Lending and loan management; Crypto and blockchain

  2. Automated Crypto Reconciliation Engine for a Bitcoin Bank · Xapo

    Modular reconciliation engine matching transactions across banks, crypto exchanges and payment networks, built on AWS with a React front end and Python back end

    Project page · captured · Document and back-office systems

  3. Building a Credit Empowerment Platform

    Pilot-ready MVP of a credit repair platform with onboarding, subscriptions, dashboard, disputes, pay-to-delete workflows, credit data integration and a credit product marketplace

    Project page · captured · Personal finance and financial wellness

Show or hide fit, checks and technology for AccelOne

Where AccelOne may fit

  • Teams building security-sensitive lending or digital asset products
  • Companies wanting a nearshore team that includes UX designers

Check before hiring AccelOne

  • The client is not named, so the project cannot be independently checked
  • Of AccelOne's 28 public projects, 4 are fintech work, and the three cited are a DeFi lending platform, a crypto reconciliation engine and a credit repair MVP, so ask which of the four the proposed team delivered.

Technology focus

  • AWS and Terraform
  • Node.js
  • React
  • Docker and CI/CD

Ancient

HQ
Austin, US
Delivery
United States, Mexico

We have not published a count of this company's whole portfolio, so no share is shown.

Nearshore software and staffing provider whose current site names Bupa and Pomelo among its work, alongside fintech, DevOps, and AI capabilities.

2 project pages

  1. Pomelo card-issuance fintech app · Pomelo

    Mobile app for a Latin American card-issuance fintech

    Project page · captured · Payments and cards

  2. Grupo Salinas · Grupo Salinas

    Digital banking for Banco Azteca, a US wallet for Elektra, banking core integration, card issuance and personal financial management features

    Project page · captured · Mobile and online banking

Show or hide fit, checks and technology for Ancient

Where Ancient may fit

  • US teams seeking nearshore delivery capacity
  • Programs that need flexible staffing and project delivery

Check before hiring Ancient

  • Ancient cites two fintech projects, a card-issuance app for a Latin American fintech and digital banking work for Grupo Salinas, so ask for further fintech case studies and who built them.
  • The Pomelo case covers card issuance; confirm experience with your target workflow and jurisdiction

Technology focus

  • Cloud and DevOps
  • AI integration
  • Financial platforms

AppVerticals

HQ
Dallas, US
Delivery
United States
Fintech share of portfolio
5% 2 of 42 public projects, counted on its portfolio, Nov 6, 2026

Mobile and custom software development firm with public fintech work in a Flutter mobile banking rebuild for a four-state US credit union, integrated with its core banking API.

1 project page

  1. A US Credit Union's Mobile Banking Rebuild

    Flutter iOS and Android mobile banking app built against the core banking API

    Project page · captured · Mobile and online banking

Show or hide fit, checks and technology for AppVerticals

Where AppVerticals may fit

  • Banks and credit unions replacing a white-label mobile app with a product they own
  • Regulated teams that need security review and accessibility built into the delivery plan

Check before hiring AppVerticals

  • The credit union is not named, and outcome figures on the page are vendor-reported
  • Fintech is 2 of its 42 public projects, so check whether the proposed team delivered either one.

Technology focus

  • Flutter
  • .NET
  • Azure
  • PostgreSQL

Arcanys

HQ
Cebu City, PH
Delivery
Philippines

We have not published a count of this company's whole portfolio, so no share is shown.

Offshore staff augmentation and dedicated-team provider with public fintech work on a financial publisher's investor-matching web application, covering QA and Angular front-end development.

1 project page

  1. Angular Dev for Financial Publishing Firm · Institutional Investor

    QA, then Angular front-end development and maintenance for ManagementMatch, an investor and manager matching web app (engagement running since October 2017)

    Project page · captured · Investment and trading software

Show or hide fit, checks and technology for Arcanys

Where Arcanys may fit

  • Fintech teams needing dedicated QA and front-end capacity for an existing application
  • Companies extending an in-house team with offshore engineers

Check before hiring Arcanys

  • The public case covers QA and front-end staffing on one application, not a full product build
  • The only fintech project cited is QA and Angular front-end work for a financial publisher, so ask for further fintech case studies and who built them.

Technology focus

  • Angular
  • Node.js
  • Java

BN Digital

HQ
Los Angeles, US
Delivery
United States, United Kingdom

We have not published a count of this company's whole portfolio, so no share is shown.

Design-led software company with public financial-product examples in digital banking, accounting, trading, compliance, wallets, and account aggregation.

3 project pages

  1. AI-driven compliance monitoring software

    European regulatory compliance engine

    Project page · captured · Risk, compliance and data governance

  2. Business Accounting Platform

    UX, UI and front-end development for a web accounting platform combining invoicing, bank-feed expense tracking, payment tracking and payroll with automated workflows

    Project page · captured · Document and back-office systems

  3. Trading App for First-Time Investors

    Pre-launch mobile trading app for stocks, mutual funds and bonds in one portfolio, with live market data and personalized recommendations

    Project page · captured · Investment and trading software

Show or hide fit, checks and technology for BN Digital

Where BN Digital may fit

  • Consumer fintech products where UX is central
  • Trading, compliance, and wallet applications

Check before hiring BN Digital

  • Public portfolio entries vary in technical depth
  • Confirm whether named enterprise work covered core systems or a narrower product slice

Technology focus

  • Mobile fintech
  • AI-assisted compliance
  • Digital identity
  • Financial dashboards

Caxy Consulting

HQ
Chicago, US
Delivery
United States

We have not published a count of this company's whole portfolio, so no share is shown.

Chicago custom software consultancy with public fintech work on a financial wellness SaaS platform for employers, covering product strategy, design, and development.

1 project page

  1. Creating a SaaS platform for financial wellness · Best Money Moves

    Employer dashboard SaaS for employee financial wellness with budgeting tools and banking integrations, launched by 2017

    Project page · captured · Personal finance and financial wellness

Show or hide fit, checks and technology for Caxy Consulting

Where Caxy Consulting may fit

  • Financial wellness and benefits platforms building employer-facing tools for employees
  • Product teams wanting strategy, design, and development from one firm

Check before hiring Caxy Consulting

  • Only one fintech project is cited, an employer-facing financial wellness product, so ask what other fintech work the proposed team has delivered.
  • The case page cites 2017 milestones and vendor-reported adoption figures; ask for recent fintech references

Technology focus

  • AngularJS
  • Symfony PHP
  • REST API
  • Kubernetes

Closeloop Technologies

HQ
Mountain View, California, US
Delivery
United States, India

We have not published a count of this company's whole portfolio, so no share is shown.

Software development company headquartered in Mountain View, California, with engineering centers in India, building web and mobile applications.

1 project page

  1. Fintech CRM and loan management platform for Home Run Financing · Home Run Financing

    Cloud-native loan management platform covering contractor onboarding, underwriting, e-signature contracts, and servicing

    Project page · captured · Lending and loan management

Show or hide fit, checks and technology for Closeloop Technologies

Where Closeloop Technologies may fit

  • Lenders and financing programs digitizing the loan lifecycle from eligibility to servicing
  • Teams needing integrations with identity, credit, payments, and e-signature services

Check before hiring Closeloop Technologies

  • Several result figures on the case page are broad or vendor-reported rather than project-specific
  • One fintech project is cited, a loan management platform, so ask which team built it and whether that team would build yours.

Technology focus

  • AWS
  • CakePHP and MySQL
  • DocuSign integration

Computools

HQ
New York City, US
Delivery
United States, Poland, Ukraine, United Kingdom
Company states
ISO 27001 certified (not verified)
Fintech share of portfolio
13% 13 of 101 public projects, counted on its portfolio, Nov 6, 2026
Case studies read
13 9 say the product is live
Most-named standards
KYC in 3 case studies, DORA in 2, SOC 2 in 2

Software engineering and IT consulting firm whose public fintech work shows a regional bank's Visa card processing integration and redesigned web and mobile banking interfaces.

3 project pages

  1. Online banking platform and Visa integration for a regional Caribbean bank

    Microservices Visa integration for card transactions, plus redesigned web and mobile banking interfaces

    Project page · captured · Mobile and online banking; Payments and cards

  2. KYCentrum

    Backend, integration and workflow work on a fraud prevention and KYC platform with real-time transaction monitoring, ML fraud scoring, sanctions screening and case management

    Project page · captured · Risk, compliance and data governance

  3. Moblet · Moblet

    Mobile banking and financial management app with SWIFT, VISA and MasterCard integration, KYC onboarding, and fingerprint and two-factor authentication

    Project page · captured · Mobile and online banking

Show or hide fit, checks and technology for Computools

Where Computools may fit

  • Banks needing card-network integration and payment processing
  • Institutions modernizing web and mobile banking on a microservices architecture

Check before hiring Computools

  • Fintech is 13 of its 101 public projects, so ask which of those case studies the proposed team delivered.
  • Outcome figures are vendor-reported, and PCI DSS responsibility is not established by a case study

Technology focus

  • Java microservices
  • Docker and Kubernetes
  • Terraform
  • MS SQL

DICEUS

HQ
Wilmington, Delaware, US
Delivery
Poland

We have not published a count of this company's whole portfolio, so no share is shown.

Custom software firm with public banking work: a cloud data governance framework with role-based report access, data masking, and a business glossary, and robotic process automation for a bank's payroll processing and anti-money laundering checks.

3 project pages

  1. Data governance project for a bank

    Cloud data governance framework with business glossary, metadata hierarchy, and role-based report access

    Project page · captured · Risk, compliance and data governance

  2. Robotics process automation for payroll processing

    Robotic process automation that validates and authorizes payments, escalates issues to human operators and uses NLP on requests, built for payroll processing at a bank

    Project page · captured · Document and back-office systems

  3. Robotics process automation for anti-money laundering

    Robotic process automation for anti-money laundering that validates client transaction data from internal and third-party sources and alerts frontline staff to request KYC documents

    Project page · captured · Risk, compliance and data governance

Show or hide fit, checks and technology for DICEUS

Where DICEUS may fit

  • Banks standardizing reporting and data access controls
  • Financial institutions building governed data and BI foundations

Check before hiring DICEUS

  • The three cited bank projects are data governance and process automation work, not core banking delivery
  • None of the three pages names the client, and the figures on the two automation pages are the firm's own, so ask for references
  • Its site names one delivery center, in Poland, and says it has delivery centers in three countries without naming the other two, so ask where your team would be based.

Technology focus

  • Python and Django
  • SQL
  • Java EE
  • Oracle

I-Verve

HQ
Edison, US
Delivery
United States

We have not published a count of this company's whole portfolio, so no share is shown.

Software engineering firm modernizing legacy platforms and adding AI; its public fintech work is a payment platform re-architecture paired with a machine-learning fraud scoring pipeline.

3 project pages

  1. FinTech Payment Platform Modernization + AI Fraud Detection

    Payment platform re-architecture to microservices on AWS plus real-time ML fraud scoring

    Project page · captured · Payments and cards; Risk, compliance and data governance

  2. AI-Powered Accounting Application Enhancement

    Migration of an accounting platform to multi-tenant microservices, plus AI expense categorization, bank reconciliation, cash flow forecasting and anomaly detection

    Project page · captured · Legacy system modernization

  3. Cloud Migration for Financial Services

    Migration of a .NET trading and portfolio management platform from on-premise servers to AWS microservices, with security remediation, CI/CD and AI transaction anomaly detection

    Project page · captured · Legacy system modernization

Show or hide fit, checks and technology for I-Verve

Where I-Verve may fit

  • Payment companies modernizing monolithic transaction platforms
  • Fintech teams adding real-time machine-learning fraud scoring to existing systems

Check before hiring I-Verve

  • The case study does not name the client, so the engagement cannot be verified from the page alone
  • Outcome figures and the client quote are vendor-reported, and the page does not establish who held PCI DSS compliance responsibility

Technology focus

  • Microservices on AWS
  • Kafka event streaming
  • XGBoost fraud models
  • .NET 8 and React

Luby

HQ
São Paulo, BR
Delivery
Brazil
Fintech share of portfolio
37% 15 of 41 public projects, counted on its portfolio, Nov 6, 2026
Case studies read
15 8 say the product is live
Most-named standards
KYC in 4 case studies, AML in 3

Brazilian software firm whose public fintech work includes a betting e-wallet payments gateway, a cross-border gateway on Pix, Brazil's instant payment system, a US community bank's digital banking platform and a buy-now-pay-later credit platform.

4 project pages

  1. Pagamentos para Apostas Online

    Payments gateway for a Brazilian betting e-wallet supporting Pix, cards, transfers and digital wallets, with machine-learning fraud rules and KYC and AML check automation

    Project page · captured · Payments and cards

  2. Pix Internacional e Cross-border

    Cross-border payments gateway on Pix infrastructure with real-time currency conversion, KYC and AML check automation and machine-learning fraud screening

    Project page · captured · Payments and cards

  3. Banco Comunitário Digital nos EUA

    Internet banking, a native mobile app with check deposit and ACH, and an API layer to the core system for a US community bank

    Project page · captured · Mobile and online banking

  4. Plataforma Buy Now Pay Later (BNPL)

    Buy-now-pay-later platform with a machine-learning credit engine, merchant checkout SDK and risk management system for a Brazilian retail fintech

    Project page · captured · Lending and loan management

Show or hide fit, checks and technology for Luby

Where Luby may fit

  • Payments and wallet companies in Brazil or Latin America needing gateway, Pix and fraud-screening work
  • US community banks modernizing internet and mobile banking against an existing core system

Check before hiring Luby

  • All four case pages are in Portuguese and none names its client, so ask for English-language references
  • The site lists a Miami office for North America next to São Paulo but does not say whether engineering is delivered there

Technology focus

  • Pix and card payment gateways
  • Machine-learning fraud and credit scoring
  • Mobile banking apps and core banking APIs
  • Merchant checkout SDK

Magnise

HQ
Den Haag, NL
Delivery
Netherlands, Germany, Ukraine
Fintech share of portfolio
33% 3 of 9 public projects, counted on its portfolio, Nov 6, 2026
Case studies read
3 1 says the product is live
Most-named standards
AML in 1 case study, KYC in 1

Software development partner for fintech and trading companies; public work includes a forex and stock charting platform, a blockchain trading platform, and an IoT crypto-wallet proof of concept.

3 project pages

  1. Forex Trading & Stock Market Charting Platform

    Cloud-based trading platform with charting, analytics, real-time trading, and risk and surveillance modules

    Project page · captured · Investment and trading software

  2. Crypto wallets integrated with IoT devices to support M2M economy · IOTA Foundation

    Open-source proof of concept for crypto wallets on microcontroller devices enabling machine-to-machine payments

    Project page · captured · Crypto and blockchain

  3. Blockchain Trading Platform, including fifteen chart types · Fintatech

    Web-based blockchain trading platform with order matching engine, wallets management, and trading strategy automation

    Project page · captured · Crypto and blockchain; Investment and trading software

Show or hide fit, checks and technology for Magnise

Where Magnise may fit

  • Trading and charting platforms that need real-time trading, technical analytics, and strategy automation
  • Teams prototyping blockchain or crypto-wallet products

Check before hiring Magnise

  • Case pages are light on technical and delivery detail, and outcome figures are vendor-reported
  • Published pages do not establish responsibility for financial regulation or security compliance

Technology focus

  • Trading platforms
  • Blockchain and crypto wallets
  • Order matching engines
  • Charting and analytics

Metasite

HQ
Vilnius, LT
Delivery
Not published
Fintech share of portfolio
75% 18 of 24 public projects, counted on its portfolio, Nov 6, 2026
Case studies read
15 5 say the product is live

Custom software firm with offices in Vilnius and London and public fintech work in a white-label pension self-service platform, instant SEPA payments for a mobile payments company, and a performance benchmarking service for a London investment manager.

3 project pages

  1. How Metasite helped WTW build a new multi-tenant white-label digital customer platform · WTW

    Redesigned multi-tenant white-label pension scheme self-service platform with .NET microservices, a headless CMS and a React front end, deployed in the cloud

    Project page · captured · Personal finance and financial wellness

  2. Enabling Eurozone-Wide SEPA Payments for Verse, Now Part of Cash App/Square · Verse Payments

    Engineering support for the launch of instant SEPA payments in the Verse mobile app across the Eurozone

    Project page · captured · Payments and cards

  3. Investment Manager Performance & Risk Platform

    Digital service for a London-based investment manager that gives advisors and wealth managers performance benchmarks for portfolios managed in a fiduciary capacity

    Project page · captured · Investment and trading software

Show or hide fit, checks and technology for Metasite

Where Metasite may fit

  • Financial firms rebuilding customer self-service portals that must serve several branded tenants from one platform
  • Payments and investment firms needing engineering support for a mobile payments launch or a benchmarking service for advisors

Check before hiring Metasite

  • Two of the three case pages, Verse and the investment manager, are a single paragraph with no technical detail, so ask for architecture and delivery specifics
  • The site names no delivery locations, only a Vilnius address and a London business-development contact, so ask where your team would be based

Technology focus

  • .NET microservices
  • React
  • Headless CMS
  • Cloud-hosted multi-tenant platforms

MojoTech

HQ
Providence, US
Delivery
United States
Fintech share of portfolio
20% 4 of 20 public projects, counted on its portfolio, Nov 6, 2026
Case studies read
4 2 say the product is live
Most-named standards
KYC in 1 case study

US product engineering consultancy with named public fintech work for MoneyLion, Fiserv, Credit Karma, and Dow Jones.

4 project pages

  1. MoneyLion mobile banking app · MoneyLion

    Mobile-first banking product integrated with financial software

    Project page · captured · Mobile and online banking

  2. Financial Data Visualization & Forecasting - Barron's · Barron's

    Advisor Finder platform with a benchmarking tool featuring data visualization and a forecasting model, and a matching tool connecting investors with financial advisors

    Project page · captured · Investment and trading software

  3. Automating Commission Payroll for Merchant Payments Provider · Fiserv

    Business intelligence web app that imports and unifies data from 12 to 15 payment gateways to calculate agent commissions, with import logging and customizable reports

    Project page · captured · Payments and cards

  4. Credit Karma Product Engineering and International Expansion · Credit Karma

    React front-end work, a tax estimation tool and UK and Canada interface localization

    Project page · captured · Personal finance and financial wellness

Show or hide fit, checks and technology for MojoTech

Where MojoTech may fit

  • Established fintech products modernizing or scaling
  • Financial teams needing senior US product engineering

Check before hiring MojoTech

  • Confirm the proposed team structure and engagement model
  • Fintech is 4 of its 20 public projects, so ask whether the proposed team delivered any of them.

Technology focus

  • Mobile banking
  • Financial reporting
  • Consumer financial products

Pragma

HQ
Not published
Delivery
Not published
Fintech share of portfolio
39% 12 of 31 public projects, counted on its portfolio, Nov 6, 2026
Case studies read
12 5 say the product is live

Software engineering firm with offices across Latin America and in Miami, whose public fintech work includes a business banking app, the Nequi digital bank app and a Salesforce AI agent for retirement benefit inquiries.

3 project pages

  1. AI working in the retirement industry with Pragma

    Salesforce Agentforce AI agent that answers retirement benefit status inquiries from Data Cloud data, with a final review by a human advisor

    Project page · captured · Document and back-office systems

  2. First Business Banking App in Dominican Republic · BHD León

    Mobile business banking app for payments, transfers and credit line disbursements, covering design, implementation, production deployment and app store release

    Project page · captured · Mobile and online banking

  3. Pragma Supported the Development of Colombia's First Digital Bank · Nequi

    Mobile banking app on AWS using microservices, serverless processing and APIs, with face and voice biometric identity checks, built by an agile team

    Project page · captured · Mobile and online banking

Show or hide fit, checks and technology for Pragma

Where Pragma may fit

  • Banks and digital banks in Latin America building mobile banking apps
  • Financial institutions deploying Salesforce AI agents to answer customer inquiries

Check before hiring Pragma

  • The Nequi case describes work that began in 2015; ask for more recent banking references
  • The site lists offices and operations in the US, Colombia, Peru, Panama, Guatemala, Mexico, Costa Rica, Honduras, Ecuador and the Dominican Republic but names no headquarters and does not say which of them deliver engineering work

Technology focus

  • AWS, microservices and serverless
  • Salesforce Agentforce and Data Cloud
  • IBM MobileFirst Platform
  • Mobile banking apps

SCALO

HQ
Wroclaw, PL
Delivery
Poland
Fintech share of portfolio
39% 22 of 56 public projects, counted on its portfolio, Nov 6, 2026
Case studies read
15 4 say the product is live
Most-named standards
KYC in 1 case study

Polish engineering firm that embeds teams with clients, whose public fintech work includes credit-risk scoring, a round-up giving app, broker trading APIs and a bank fraud-screening module.

4 project pages

  1. Transforming modern lending

    Backend and big data work on a real-time credit risk assessment service, with external data connections and machine-learning scoring

    Project page · captured · Lending and loan management; Risk, compliance and data governance

  2. Transforming charitable giving with a fintech application · Change Donations

    New backend for a round-up charitable donation platform, covering global currency balancing, country locators, public profiles and card operator support

    Project page · captured · Payments and cards

  3. Delivering real-time trading performance through scalable API development

    Low-latency APIs and backend functions for a broker's trading platform, covering authentication, trading execution and pricing, in .NET and C#

    Project page · captured · Investment and trading software

  4. Protecting customers’ finances with sophisticated fraud detection

    Batch collection and processing module on Spring that automatically excludes suspected fraudulent transactions from transfers sent to other banks

    Project page · captured · Risk, compliance and data governance

Show or hide fit, checks and technology for SCALO

Where SCALO may fit

  • Fintech and financial-services teams that want engineers working inside their own teams
  • Banks and lenders needing backend, API or data engineering capacity for credit, trading or fraud systems

Check before hiring SCALO

  • Three of the four clients are unnamed, so the projects cannot be checked from the pages; ask for references
  • Cases describe engineers working inside client teams, so ask which parts of each system SCALO owned

Technology focus

  • Python on AWS
  • Spring, Kafka and Oracle
  • Ruby on Rails and React
  • .NET and C# on Azure

ScienceSoft

HQ
McKinney, Texas, US
Delivery
United States
Company states
ISO 27001 certified (not verified)

We have not published a count of this company's whole portfolio, so no share is shown.

Software development company founded in 1989 and headquartered in McKinney, Texas, with another US office in Atlanta.

3 project pages

  1. Digital Transformation for a Large US Investment Firm

    Discovery and custom development of a document management system for a large US investment firm, delivered as a subcontractor to a Big Four consultancy

    Project page · captured · Document and back-office systems

  2. Lending AI Agent Development for Atlas Credit · Atlas Credit

    Agentic AI consulting and a production loan application verification voice agent

    Project page · captured · Lending and loan management

  3. Development of Custom Loan Management Software for Atlas Credit · Atlas Credit

    Custom loan management system covering origination, servicing, collections, and credit bureau integrations

    Project page · captured · Lending and loan management

Show or hide fit, checks and technology for ScienceSoft

Where ScienceSoft may fit

  • Lenders replacing packaged loan management software with a custom platform
  • Financial firms scoping agentic AI use cases before building voice and workflow agents

Check before hiring ScienceSoft

  • Three fintech projects are cited and two are lending systems, so ask which fintech work beyond lending the proposed team delivered.
  • Both lending cases are for one client, Atlas Credit, and the investment case does not name its client
  • ScienceSoft lists offices in the United States, Mexico, Poland, Latvia, Finland, Saudi Arabia and the UAE but does not say which of them deliver engineering work, so ask where your team would be based

Technology focus

  • Microsoft Azure
  • .NET and Angular
  • LLM voice agents with LiveKit

Skillian

HQ
Glendale, US
Delivery
United States, Armenia
Fintech share of portfolio
78% 7 of 9 public projects, counted on its portfolio, Nov 6, 2026
Case studies read
7
Most-named standards
KYC in 2 case studies, PCI DSS in 1

Software provider with public fintech examples in payments, validation, fraud and risk, reconciliation, reporting, and data automation.

3 project pages

  1. Compliance-ready fraud and risk management

    Fraud and risk tools; scope described by the vendor

    Project page · captured · Risk, compliance and data governance

  2. Adyen Platform Integration · The Mr. Wolfe Group

    Adyen payment integration with unified checkout, multi-currency and multi-merchant support, webhook handling and internal dashboards for transactions, disputes and refunds

    Project page · captured · Payments and cards

  3. Fraud Alerts + Slack Notifications · RiskRelay

    Fraud alerting pipeline taking signals from Forter and Stripe Radar, with configurable risk thresholds and Slack notifications routed to finance, compliance or support

    Project page · captured · Risk, compliance and data governance

Show or hide fit, checks and technology for Skillian

Where Skillian may fit

  • Payment and reconciliation workflows
  • Teams needing custom operational dashboards

Check before hiring Skillian

  • Company size is not independently confirmed, so ask for headcount and who would staff the project
  • Several portfolio entries describe capabilities rather than named clients

Technology focus

  • Payments
  • Fraud and risk
  • Financial reporting
  • Automation

Synetec

HQ
London, GB
Delivery
United Kingdom

We have not published a count of this company's whole portfolio, so no share is shown.

UK bespoke software company with a public investment-manager legacy-system modernization case study and broader data and AI services.

1 project page

  1. Investment-manager legacy system modernization

    Legacy software modernization

    Project page · captured · Legacy system modernization; Investment and trading software

Show or hide fit, checks and technology for Synetec

Where Synetec may fit

  • UK financial firms modernizing internal systems
  • Complex bespoke platforms with an ongoing delivery partner

Check before hiring Synetec

  • One relevant public case study does not establish depth across every financial workflow
  • Validate jurisdiction and regulatory experience before shortlisting

Technology focus

  • Bespoke platforms
  • Systems integration
  • Data transformation
  • AI

thoughtbot

HQ
Boston, US
Delivery
United States, Remote
Fintech share of portfolio
7% 5 of 75 public projects, counted on its portfolio, Nov 6, 2026
Case studies read
5 2 say the product is live

Long-running US product consultancy with a public financial-system modernization story and cross-functional product, design, and engineering services.

1 project page and 1 portfolio index

  1. Scaling a legacy financial system

    Nationwide lending-platform modernization

    Portfolio index, not a project page · captured · Legacy system modernization; Lending and loan management

  2. Rewriting a consumer Rails FinTech app to scale a business with Hotwire and Stimulus · Neon

    Rewrite of a Rails backend app for a buy now, pay later bill payment service, with modular payment APIs for ACH and several third-party integrations

    Project page · captured · Payments and cards

Show or hide fit, checks and technology for thoughtbot

Where thoughtbot may fit

  • Teams modernizing an existing financial application
  • Product organizations that want coaching alongside delivery

Check before hiring thoughtbot

  • thoughtbot has 5 fintech projects among its 75 public ones, and the two cited are a lending-platform modernization and a consumer fintech app rewrite, so ask what the other three cover.
  • Clarify the expected team shape and time commitment

Technology focus

  • Web and mobile products
  • Legacy modernization
  • Product delivery systems

How do you choose a fintech software development company?

Choose a fintech software development company by matching one of its documented projects to your workflow, such as lending, payments or trading, then checking how much evidence it has and who carries compliance and reconciliation. Shortlist two or three firms and compare written proposals.

How much public evidence does each company have?

Of the 20 companies on this fintech list, 14 link two or more project pages and 6 link one. A single case study is one instance of the work as the company reports it, so before you shortlist, ask for a second reference from a project like yours. Across the 870 software firms whose public pages we captured on Nov 5 and 6, 2026, 408 show at least one fintech project. Of those, 21 have five or more public projects in total, with 30% or more of them in fintech. Where we publish a count of a firm's whole portfolio, its card shows the fintech share.

What should you verify before hiring?

Building a product is not the same as taking on the buyer's regulatory obligations. A case study that mentions PCI DSS, KYC and AML checks, or SOC 2 does not show that the team building yours holds those responsibilities, so ask which attestations cover the people you would get.

Are project budgets published?

No. Few companies publish current hourly rates or minimum project sizes, so neither is listed here. Ask each company for a written proposal, and do not infer a budget from headquarters or company size.

What should you ask a fintech software development company before shortlisting it?

Public case studies rarely show who carries PCI DSS, KYC and AML, or SOC 2 obligations, so ask each company these four questions before you shortlist it, and expect the answers in its written proposal.

  1. Which past fintech projects handled card data under PCI DSS, identity checks for KYC and AML, or bank connections?
  2. Which security attestations, such as SOC 2 or ISO 27001, cover the team that would build your product?
  3. Who owns integrations, reconciliation, and data access, and how are security boundaries set?
  4. Which named people would staff the project, and what does the proposal exclude?

How were these companies selected?

A company is listed only when its own public pages name a relevant fintech project, on a project page or a portfolio index; an industry label alone is not enough. Peter Korpak, founder of 100Signals, reviews every listing.

This list is not exhaustive, and each company appears on one industry page only. A company missing here may be on the healthcare or AI development page, may not have been reviewed yet, or may not have met our criteria.

We started from 941 firms that list fintech or banking work. Of those, 148 had a portfolio entry that looked like fintech work, we confirmed a project page showing fintech work for 81, and 20 are on our shortlist so far.

These counts are a minimum: a firm we did not count may still have relevant work on its site.

The market figures on this page describe the 870 software firms whose public pages we captured on Nov 5 and 6, 2026, not the whole market. The sample percentages above come from a random draw of 298 case studies per industry on Nov 6, 2026 and describe only those case studies.

Many lists on this topic are published by companies that sell to the same buyers who read them. Of the 13 such lists we read on Nov 5, 2026 for healthcare, fintech and AI development searches, 12 listed their own publisher first. 100Signals is not listed here.

Each card shows the date its listing was last reviewed. 100Signals is not itself a software vendor in these categories: it is a demand generation agency for software development firms that sells marketing services to those firms and may have commercial relationships that are separate from this list.

Peter Korpak started as a financial analyst at Credit Suisse and Aviva Investors and has spent 8 years building pipeline for software development agencies. About Peter

What do the project sources prove?

A project page describes one engagement; a portfolio index only names projects, so it supports a narrower claim. Neither is independent proof of delivery, and a standard named in a case study is not a certification. Capture dates show when a page was saved, not when the work happened, and outcome figures a company reports about itself are not presented here as measured results.

How can a listing be corrected?

If a listed company needs a factual correction, email peter@100signals.com. Each correction is checked against the company's own pages, and a review date changes only when the whole listing is reviewed again.

Can Peter Korpak review your shortlist?

Yes, if you want a second opinion. Peter Korpak at 100Signals reads shortlists sent through this optional form and replies by email. The companies you select are not contacted automatically.

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